• Next day funding capabilities
  • Chargeback protection & chargeback prevention programs available.
  • Low rates
  • 24/7/365 customer support
  • Streamlined application process

Merchant accounts

SPS has solutions that give you the rates and reliability that you need to grow your business.

Chargeback Management Solutions

We know how important it is to keep your chargeback ratios down, which is why we’ve partnered with the top chargeback prevention & management programs on the market.

  • Chargeback fraud alerts
  • Affiliate fraud alerts
  • Chargeback source analysis
  • Merchant compliance review


We developed ChargeSavvy specifically for high risk, card present transactions. ChargeSavvy prevents friendly fraud transactions from happening at clubs, lingerie stores, jewelry stores, etc. ChargeSavvy features include:

  • Capture datafile with client’s credit card & driver’s license in seconds.
  • Store data file compliantly, securely, and electronically.
  • Email data files to immediately fight chargebacks as they occur
  • EMV compliant.
  • NO non-recourse chargebacks.